SBI Krisflyer Apex credit card credit card
Joining Fee:

₹9999 +GST

Return Percentage:

3% to 5%

Credit Card Overview

A premium KrisFlyer Apex variant providing elevated KrisFlyer Miles, upgrade vouchers, and unlimited lounge access for frequent international travelers.

Best Suited For: Airline Transfer

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Fees and charges at a glance

Annual fee
₹9,999

Charged every year you keep the card

Joining fee
₹9,999

Paid once when you get the card, plus GST

Reward rate
3% to 5%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

SBI Krisflyer Apex credit card — Milestones

  1. Renewal benefitRepeats every year

    No spend needed — in a year

    Get 10,000 KrisFlyer miles on payment of annual fees and first transaction within 60 days of card issuance.

  2. Spend rewardRepeats every year

    Spend ₹5,00,000 in a year

    Additional 10,000 KrisFlyer miles.

  3. Spend rewardRepeats every year

    Spend ₹7,50,000 in a year

    Tier upgrade to KrisFlyer Elite Gold membership.

  4. Spend rewardRepeats every year

    Spend ₹10,00,000 in a year

    3,000 additional bonus KrisFlyer miles.