Joining Fee:
₹1499 +GST
Return Percentage:1% to 2.5%
Credit Card Overview
A Home Centre Select variant crafted for mid-tier users, providing steady rewards, shopping discounts, and milestone perks.
Best Suited For: Catalogue Brand Vouchers
SBI
Fees and charges at a glance
- Annual fee
- ₹499
- Joining fee
- ₹1,499
- Reward rate
- 1% to 2.5%
- Forex markup
- 3.5%
- Interest rate
- 45% p.a.
- Add-on card
- Free
Charged every year you keep the card
Paid once when you get the card, plus GST
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
SBI Lifestyle Home Centre Select credit card — Earn Categories
Where you earn more
- HomecentreOffline · Shopping10 reward points / ₹100
Minimum ₹100 per transaction
- MaxOnline · Fashion10 reward points / ₹100
Minimum ₹100 per transaction
Everyday rate
- Base Rewards2 Reward Points (reward points) / ₹100
Minimum ₹100 per transaction
7 more earning categories on this card
We track all 10 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.
Earns nothing on these
Spends in these categories carry no rewards on this card.
- Education (Third-party)
- Digital gaming
- Fuel