Joining Fee:
₹499 +GST
Return Percentage:NA
Credit Card Overview
The SBI Cards & Payment Services Limited PhonePe (Purple) Credit Card is a basic, low-fee co-branded card that gives up to ~3% value-back on PhonePe spends, ~2% on other online spends and ~1% on all other transactions, with easy-to-achieve fee waivers and simple digital rewards redemption.
Best Suited For:
SBI
Fees and charges at a glance
- Annual fee
- ₹499
- Joining fee
- ₹499
- Forex markup
- 3.5%
Charged every year you keep the card
Paid once when you get the card, plus GST
Extra charge on foreign spends
SBI PhonePe (Purple) credit card — Earn Categories
Where you earn more
- PhonePe3 reward points / ₹100
A maximum of 1000 RPs can be earned per calendar month. · Minimum ₹100 per transaction
Other categories
- PinCode (PhonePe)3 reward points / ₹100
A maximum of 1000 RPs can be earned per calendar month. · Minimum ₹100 per transaction
Everyday rate
- Base Rewards1 Reward Points (reward points) / ₹100
Minimum ₹100 per transaction
1 more earning category on this card
We track all 4 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.
Earns nothing on these
Spends in these categories carry no rewards on this card.
- Gift Cards
- Education (Third-party)
- Digital gaming
- Jewellery
- Transportation & Tolls
- Wallets
- Rent
- Education
- Government
- EMI
- Fuel
- Utilities
- Insurance