SBI PhonePe Select Black credit card credit card
Joining Fee:

₹1499 +GST

Return Percentage:

1% to 10%

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Credit Card Overview

A co-branded PhonePe Select Black card offering premium cashback on PhonePe transactions, milestone vouchers, and lifestyle perks for digital-first users.

Best Suited For: Cashback

SBI logoSBI

Fees and charges at a glance

Annual fee
₹1,499

Charged every year you keep the card

Joining fee
₹1,499

Paid once when you get the card, plus GST

Reward rate
1% to 10%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

SBI PhonePe Select Black credit card — Benefits and Offers

No benefits listed for this card

This card has no dining, movie, insurance or membership perks recorded — most no-frills cards don’t.