SBI Prime (RuPay) credit card credit card
Joining Fee:

₹2999 +GST

Return Percentage:

1% to 2.5%

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Credit Card Overview

A Prime RuPay variant offering similar premium lifestyle and milestone perks, with global acceptance and travel benefits.

Best Suited For: Experience, Travel Booking, Hotel Transfer, Pay by Points

SBI logoSBIRuPay

Fees and charges at a glance

Annual fee
₹2,999

Charged every year you keep the card

Joining fee
₹2,999

Paid once when you get the card, plus GST

Reward rate
1% to 2.5%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
42% p.a.

Only if you don't pay the full bill

SBI Prime (RuPay) credit card — Earn Categories

Other categories

  • UtilitiesUtilities · Utilities20 reward points / ₹100

    Applicable for Standing Instructions (SI) on utility bill transactions (with capping of 3,000 Reward Points per month on this earning), applicable on registrations done through SBI Card platforms (Mobile App/Website/Agents) only. · 1% charge on this category

  • Birthday20 reward points / ₹100

    A maximum of 2,000 Reward Points can be earned on birthday spends (one day before, on birthday and one day after) per calendar year. · Minimum ₹100 per transaction

Everyday rate

  • Base Rewards2 Reward Points (reward points) / ₹100

    Minimum ₹100 per transaction

4 more earning categories on this card

We track all 7 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.

Open in the app

Earns nothing on these

Spends in these categories carry no rewards on this card.

  • Rent
  • Digital gaming
  • Government
  • Jewellery
  • Wallets
  • Fuel
  • EMI