Joining Fee:
₹499 +GST
Return Percentage:1% to 2%
Credit Card Overview
A SimplySave Advantage card delivering enhanced cashback on essential spends, milestone bonuses, and lifestyle benefits like dining discounts, designed for value-conscious families.
Best Suited For: Cashback
SBI
Fees and charges at a glance
- Annual fee
- ₹499
- Joining fee
- ₹499
- Reward rate
- 1% to 2%
- Forex markup
- 3.5%
- Interest rate
- 45% p.a.
- Add-on card
- Free
Charged every year you keep the card
Paid once when you get the card, plus GST
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
SBI SimplySave Advantage credit card — Earn Categories
Other categories
- DiningF&B · Dining10 reward points / ₹150
Minimum ₹150 per transaction
- Departmental StoresShopping · Shopping10 reward points / ₹150
Minimum ₹150 per transaction
Everyday rate
- Base Rewards5 Reward Points (reward points) / ₹150
Minimum ₹150 per transaction
8 more earning categories on this card
We track all 11 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.
Earns nothing on these
Spends in these categories carry no rewards on this card.
- Digital gaming
- Fuel
- Education (Third-party)