SBI SimplySAVE credit card credit card
Joining Fee:

₹499 +GST

Return Percentage:

0.5% to 1%

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Credit Card Overview

A SimplySave card providing cashback and reward points on groceries, dining, and utility payments, with milestone vouchers and surcharge waivers, built for everyday household spenders.

Best Suited For: Catalogue Products, Cashback

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Fees and charges at a glance

Annual fee
₹499

Charged every year you keep the card

Joining fee
₹499

Paid once when you get the card, plus GST

Reward rate
0.5% to 1%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

SBI SimplySAVE credit card — Benefits and Offers

Insurance cover

  • Zero Liability Protection

    Zero Liability Protection

    Ongoing
    • On reporting the loss of the card to the bank within the stipulated time, the card holder will not be liable for any transaction done on the card.
    How to use this
    1. To claim this insurance, immediately report the incident to SBI Customer Care at 1800 1234, 1800 2100, or 1800 112211. For email support, contact customercare@sbi.co.in