SBI UCO Elite credit card credit card
Joining Fee:

₹4999 +GST

Return Percentage:

NA

Credit Card Overview

The SBI UCO Elite credit card is a premium co-branded card offering enhanced reward points, lifestyle privileges, and travel-related benefits for high-spending customers.

Best Suited For:

SBI logoSBIVisa

Fees and charges at a glance

Annual fee
₹4,999

Charged every year you keep the card

Joining fee
₹4,999

Paid once when you get the card, plus GST

Forex markup
1.99%

Extra charge on foreign spends

SBI UCO Elite credit card — Earn Categories

Other categories

  • Departmental StoresShopping · Shopping10 reward points / ₹100

    Minimum ₹100 per transaction

  • DiningF&B · Dining10 reward points / ₹100

    Minimum ₹100 per transaction

Everyday rate

  • Base Rewards2 Reward Points (reward points) / ₹100

    Minimum ₹100 per transaction

1 more earning category on this card

We track all 4 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.

Open in the app

Earns nothing on these

Spends in these categories carry no rewards on this card.

  • Government
  • Fuel
  • Rent
  • Utilities
  • Wallets
  • EMI