SBI UCO SimplySAVE credit card credit card
Joining Fee:

₹499 +GST

Return Percentage:

NA

Credit Card Overview

The SBI UCO SimplySave credit card is an entry-level rewards card designed for daily spending, offering reward points on categories like groceries, dining, and departmental store purchases.

Best Suited For:

SBI logoSBIVisa

Fees and charges at a glance

Annual fee
₹499

Charged every year you keep the card

Joining fee
₹499

Paid once when you get the card, plus GST

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

SBI UCO SimplySAVE credit card — Earn Categories

Other categories

  • Departmental StoresShopping · Shopping10 reward points / ₹150

    A maximum of 5,000 Reward Points can be earned per calendar month. · Minimum ₹150 per transaction

  • DiningF&B · Dining10 reward points / ₹150

    A maximum of 5,000 Reward Points can be earned per calendar month. · Minimum ₹150 per transaction

Everyday rate

  • Base Rewards1 Reward Point (reward points) / ₹150

    Minimum ₹150 per transaction

2 more earning categories on this card

We track all 5 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.

Open in the app

Earns nothing on these

Spends in these categories carry no rewards on this card.

  • EMI
  • Government
  • Rent
  • Utilities
  • Wallets
  • Fuel
  • Digital gaming