Joining Fee:
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Return Percentage:NA
Credit Card Overview
SBM (State Bank of Mauritius) has partnered with Credilio (Rupay) to provide customers with easy access to credit options. Through this collaboration, SBM users can enjoy flexible and instant financing for their purchases, powered by the secure and widely accepted Rupay payment platform.
Best Suited For:
SBM
Fees and charges at a glance
- Annual fee
- Free
- Joining fee
- Free
- Forex markup
- 2.49%
- Interest rate
- 42% p.a.
Nothing to pay each year
No cost to get the card
Extra charge on foreign spends
Only if you don't pay the full bill
SBM Credilio Novio Rupay (FD) credit card — Earn Categories
Other categories
- Fuel (UPI)10 NCs / ₹100
A maximum of 400 NCs can be earned per month · 1% charge on this category
- Online5 NCs / ₹100
Everyday rate
- Base Rewards1 Novio Coins (NCs) / ₹100
3 more earning categories on this card
We track all 6 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.
Earns nothing on these
Spends in these categories carry no rewards on this card.
- Financial Institutions
- Utilities
- Legal
- Insurance
- Railways
- Rent
- Government
- Wallets