Standard Chartered Smart credit card credit card
Joining Fee:

₹499 +GST

Return Percentage:

1% to 2%

Credit Card Overview

A Smart card designed for essential categories, offering cashback and lifestyle perks on utilities, groceries, and dining, making it a practical choice for households.

Best Suited For: Cashback

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Fees and charges at a glance

Annual fee
₹499

Charged every year you keep the card

Joining fee
₹499

Paid once when you get the card, plus GST

Reward rate
1% to 2%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

Standard Chartered Smart credit card — Milestones

  1. Annual fee waivedRepeats every year

    Spend ₹1,20,000 in a year

    The renewal fee will be waived.