Joining Fee:
FREE
Return Percentage:0.5% to 1.5%
Credit Card Overview
A lightweight, entry-level card focused on easy rewards and predictable benefits for everyday expenses. Perfect for users building early financial discipline with low annual commitment.
Best Suited For:
Suryoday Bank
Fees and charges at a glance
- Annual fee
- ₹150
- Joining fee
- Free
- Reward rate
- 0.5% to 1.5%
- Forex markup
- 2.5%
- Interest rate
- 35.4% p.a.
Charged every year you keep the card
No cost to get the card
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
Suryoday Bank RuPay Select (Stable money) credit card — Earn Categories
Everyday rate
- Base Rewards0.5 Cashback / ₹100
Earns nothing on these
Spends in these categories carry no rewards on this card.
- Charity
- Insurance
- Railways
- Education
- Fuel
- Wallets
- Government
- Utilities
- Transportation & Tolls