Union Bank JCB Wellness credit card credit card
Joining Fee:

₹999 +GST

Return Percentage:

0.5% to 1.5%

Credit Card Overview

A lifestyle-focused card designed for healthcare and wellness spending, offering rewards on medical, pharmacy, and fitness transactions. Suitable for users who prioritise routine health-related expenses.

Best Suited For:

Union Bank logoUnion BankRuPay

Fees and charges at a glance

Annual fee
₹999

Charged every year you keep the card

Joining fee
₹999

Paid once when you get the card, plus GST

Reward rate
0.5% to 1.5%

Depends where you spend

Forex markup
3%

Extra charge on foreign spends

Union Bank JCB Wellness credit card — Earn Categories

Other categories

  • Dining4 reward points / ₹100
  • ShoppingOnline4 reward points / ₹100

Everyday rate

  • Base Rewards2 Reward Point (reward points) / ₹100

3 more earning categories on this card

We track all 6 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.

Open in the app

Earns nothing on these

Spends in these categories carry no rewards on this card.

  • Fuel