Union Bank Rupay Platinum credit card credit card
Joining Fee:

FREE

Return Percentage:

0.5% to 1.5%

Credit Card Overview

A classic Union Bank offering with steady rewards across daily expenses, utilities, and fuel, along with basic travel and purchase protection. Fits users wanting a dependable low-maintenance card.

Best Suited For:

Union Bank logoUnion BankRuPay

Fees and charges at a glance

Annual fee
₹350

Charged every year you keep the card

Joining fee
Free

No cost to get the card

Reward rate
0.5% to 1.5%

Depends where you spend

Forex markup
3%

Extra charge on foreign spends

Union Bank Rupay Platinum credit card — Earn Categories

Everyday rate

  • Base Rewards2 Reward Point (reward points) / ₹100

Earns nothing on these

Spends in these categories carry no rewards on this card.

  • Fuel
  • Rent
  • Wallets
  • UPI