Union Bank Rupay Select credit card credit card
Joining Fee:

FREE

Return Percentage:

0.5% to 1.5%

Credit Card Overview

A mid-tier Union Bank card offering balanced rewards on everyday spends like dining, groceries, and online payments. Ideal for users seeking simple value without premium fees.

Best Suited For:

Union Bank logoUnion Bank

Fees and charges at a glance

Annual fee
₹550

Charged every year you keep the card

Joining fee
Free

No cost to get the card

Reward rate
0.5% to 1.5%

Depends where you spend

Forex markup
3%

Extra charge on foreign spends

Union Bank Rupay Select credit card — Lounge Access

Domestic lounge

2 per quarterquarter
  • 8 domestic lounge access per year capped at 2 per quarter.

1 more lounge benefit on this card

We track all 2 of them, with the spend conditions on each. See the full list in the app.

Open in the app