Unity SFB Bharat Pe credit card credit card
Joining Fee:

FREE

Return Percentage:

Credit Card Overview

The Unity Small Finance Bank BharatPe Credit Card is a co-branded RuPay credit card designed with zero joining and annual fees, automatic EMI conversion on purchases and uncapped rewards on every transaction, making it a flexible, cost-effective choice for managing both everyday and big-ticket spends.

Best Suited For:

Unity SFB logoUnity SFB

Fees and charges at a glance

Annual fee
Free

Nothing to pay each year

Joining fee
Free

No cost to get the card

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
24% p.a.

Only if you don't pay the full bill

Unity SFB Bharat Pe credit card — Milestones

No spend milestones on this card

There’s no bonus for hitting a spending target, and no fee waiver tied to one.

See cards with milestone rewards