Joining Fee:
FREE
Return Percentage:0.5% to 1.5%
Credit Card Overview
A premium Rhodium card from Utkarsh offering lifestyle rewards, milestone vouchers, partner discounts, and global acceptance, designed for affluent users seeking aspirational perks.
Best Suited For: Cashback
Utkarsh BankFees and charges at a glance
- Annual fee
- ₹4,999
- Joining fee
- Free
- Reward rate
- 0.5% to 1.5%
- Forex markup
- 3%
- Interest rate
- 24% p.a.
- Add-on card
- Free
Charged every year you keep the card
No cost to get the card
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
Utkarsh Bank Rhodium credit card — Lounge Access
Domestic lounge
4 per quarterquarter- 4 complimentary airport lounge access per quarter at select airports.