Yes Bank BYOC Cashback (Metal) credit card credit card
Joining Fee:

₹3499 +GST

Return Percentage:

1% to 2%

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Credit Card Overview

A BYOC Cashback Metal edition offering the same customization features with an elevated metal design, premium lifestyle perks, and milestone bonuses.

Best Suited For: Cashback

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Fees and charges at a glance

Annual fee
₹3,499

Charged every year you keep the card

Joining fee
₹3,499

Paid once when you get the card, plus GST

Reward rate
1% to 2%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
47.88% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

Yes Bank BYOC Cashback (Metal) credit card — Earn Categories

Everyday rate

  • Base Rewards1 Cashback / ₹100

    Minimum ₹100 per transaction

2 more earning categories on this card

We track all 3 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.

Open in the app

Earns nothing on these

Spends in these categories carry no rewards on this card.

  • Rent
  • Wallets
  • Fuel