Yes Bank Freo credit card credit card
Joining Fee:

₹399 +GST

Return Percentage:

NA

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Credit Card Overview

A digital-first credit card offering no‑fee or low‑fee transactions, flexible repayment options, and rewards on everyday spends.

Best Suited For:

Yes Bank logoYes BankVisa

Fees and charges at a glance

Annual fee
₹399

Charged every year you keep the card

Joining fee
₹399

Paid once when you get the card, plus GST

Forex markup
3.4%

Extra charge on foreign spends

Yes Bank Freo credit card — Earn Categories

Everyday rate

  • Base Rewards1 Cashback / ₹100

    Minimum ₹100 per transaction

2 more earning categories on this card

We track all 3 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.

Open in the app

Earns nothing on these

Spends in these categories carry no rewards on this card.

  • Government
  • Utilities
  • Fuel
  • EMI
  • Rent
  • Wallets