Joining Fee:
FREE
Return Percentage:NA
Credit Card Overview
A lifetime-free RuPay credit card supporting UPI payments and offering 5% rewards on eligible online and POS purchases. Reward eligibility and redemption terms apply.
Best Suited For: UPI Payments, Online Shopping
Yes Bank
Fees and charges at a glance
- Annual fee
- Free
- Joining fee
- Free
- Forex markup
- 3.5%
- Interest rate
- 47.88% p.a.
Nothing to pay each year
No cost to get the card
Extra charge on foreign spends
Only if you don't pay the full bill
Yes Bank Max credit card — Earn Categories
Everyday rate
- Base Rewards5 Reward Point (reward points) / ₹100
2 more earning categories on this card
We track all 3 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.
Earns nothing on these
Spends in these categories carry no rewards on this card.
- Utilities
- Contract Services
- Fuel
- Rent
- Wallets
- Transportation & Tolls
- Marketing/Advertising
- Educational
- Insurance
- Railways
- Financial Institutions
- Wire Transfer
- Agriculture
- Government / Gambling / Betting / Lotteries
- Securities / Brokers