Yes Bank Prosperity Cashback credit card credit card
Joining Fee:

₹999 +GST

Return Percentage:

1% to 2%

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Credit Card Overview

A Prosperity Cashback card providing flat cashback on essential business transactions, milestone benefits, and easy redemption, crafted for startups and professionals.

Best Suited For: Cashback

Yes Bank logoYes BankMastercard

Fees and charges at a glance

Annual fee
₹999

Charged every year you keep the card

Joining fee
₹999

Paid once when you get the card, plus GST

Reward rate
1% to 2%

Depends where you spend

Forex markup
3.4%

Extra charge on foreign spends

Interest rate
47.88% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

Yes Bank Prosperity Cashback credit card — Earn Categories

Other categories

  • WalletsWallets · Wallets4 reward points / ₹200

    1% charge on this category · Minimum ₹200 per transaction

  • RentRent · Rent4 reward points / ₹200

    1% charge on this category · Minimum ₹200 per transaction

Everyday rate

  • Base Rewards4 YES Rewardz Points (reward points) / ₹200

    Minimum ₹200 per transaction

9 more earning categories on this card

We track all 12 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.

Open in the app

Earns nothing on these

Spends in these categories carry no rewards on this card.

  • Fuel