Joining Fee:
Apply NowFREE
Return Percentage:0.5% to 1%
Credit Card Overview
A RuPay card from Yes Bank delivering domestic acceptance, simple rewards on essential categories, and affordability for everyday users.
Best Suited For: Cashback
Yes Bank
Fees and charges at a glance
- Annual fee
- Free
- Joining fee
- Free
- Reward rate
- 0.5% to 1%
- Forex markup
- 2.75%
- Interest rate
- 47.88% p.a.
- Add-on card
- Free
Nothing to pay each year
No cost to get the card
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
Yes Bank Rupay credit card — Earn Categories
Other categories
- UPI > ₹2K4 reward points / ₹200
Minimum ₹200 per transaction
- Transportation2 reward points / ₹200
1% charge on this category · Minimum ₹200 per transaction
Everyday rate
- Base Rewards2 Reward Points (reward points) / ₹200
Minimum ₹200 per transaction
2 more earning categories on this card
We track all 5 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.
Earns nothing on these
Spends in these categories carry no rewards on this card.
- Marketing
- Wallets
- Fuel
- Rent
- Government