Joining Fee:
Apply Now₹599 +GST
Return Percentage:2% to 3%
Credit Card Overview
A Select card offering premium lifestyle rewards, milestone vouchers, and travel perks, ideal for mid-to-high income professionals.
Best Suited For: Experience, Travel Booking
Yes Bank
Fees and charges at a glance
- Annual fee
- ₹599
- Joining fee
- ₹599
- Reward rate
- 2% to 3%
- Forex markup
- 2.75%
- Interest rate
- 47.88% p.a.
- Add-on card
- Free
Charged every year you keep the card
Paid once when you get the card, plus GST
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
Yes Bank Select credit card — Earn Categories
Other categories
- Online8 reward points / ₹200
Minimum ₹200 per transaction
- Railways4 reward points / ₹200
1% charge on this category · Minimum ₹200 per transaction
Everyday rate
- Base Rewards4 Reward Points (reward points) / ₹200
Minimum ₹200 per transaction
7 more earning categories on this card
We track all 10 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.
Earns nothing on these
Spends in these categories carry no rewards on this card.
- Jewellery
- Fuel