Joining Fee:
Apply NowFREE
Return Percentage:1% to 3%
Credit Card Overview
A co-branded UNI Gold X variant issued by Yes Bank, providing flexible cashback, EMI conversion options, and lifestyle benefits with digital-first features.
Best Suited For: Airline Transfer, Hotel Transfer, Travel Booking
Yes Bank
Fees and charges at a glance
- Annual fee
- Free
- Joining fee
- Free
- Reward rate
- 1% to 3%
- Forex markup
- 0%
- Add-on card
- Free
Nothing to pay each year
No cost to get the card
Depends where you spend
Extra charge on foreign spends
An extra card for family
Yes Bank UNI GoldX credit card — Earn Categories
Other categories
- E-Commerce100 Uni Coins / ₹100
Minimum ₹100 per transaction
- UPI100 Uni Coins / ₹100
Minimum ₹100 per transaction
Everyday rate
- Base Rewards100 Uni Coins / ₹100
Minimum ₹100 per transaction
2 more earning categories on this card
We track all 5 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.
Earns nothing on these
Spends in these categories carry no rewards on this card.
- Fuel
- Utilities
- Education
- Rent