Low annual fee cards that still earn real rewards. We track 266 of them from 32 banks, and 81 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.
What matters most to you? 10 of 266 cards match what you picked What you can redeem for Annual fee Card network Perks included Who it suits Airport lounge access Bank
₹449 Annual fee
₹449 Joining
Rewards 1% to 2%
Forex 3.5% View details
₹499 Annual fee
₹499 Joining
Rewards 0.25% to 0.5%
Forex 3.5% Domestic lounge Movies Concierge View details
₹499 Annual fee
Free Joining
Rewards NA
Forex 3% Domestic lounge International lounge Shopping Movies +2 View details
₹500 Annual fee
₹500 Joining
Rewards 0.25% to 0.5%
Forex 3.5% Domestic lounge Railway lounge Insurance Movies +1 View details
₹500 Annual fee
Free Joining
Rewards NA
Forex 3.5% Domestic lounge International lounge Concierge Shopping +2 View details
₹510 Annual fee
Free Joining
Rewards NA
Forex 3.5% Domestic lounge International lounge Movies Concierge +4 View details
₹800 Annual fee
Free Joining
Rewards NA
Forex 3.5% Domestic lounge Memberships Dining Movies +2 View details
₹999 Annual fee
₹999 Joining
Rewards 1% to 2%
Forex 1.99% Domestic lounge Lounge International lounge Movies +4 View details Browse credit cards by bank Browse by how you redeem rewards