Joining Fee:
Apply Now₹999 +GST
Return Percentage:1% to 2%
Credit Card Overview
A lifestyle rewards card from HSBC offering cashback and discounts on shopping, dining, and travel with simple redemption options.
Best Suited For: Dining,Grocery
HSBC
Fees and charges at a glance
- Annual fee
- ₹999
- Joining fee
- ₹999
- Reward rate
- 1% to 2%
- Forex markup
- 1.99%
- Interest rate
- 45% p.a.
- Add-on card
- Free
Charged every year you keep the card
Paid once when you get the card, plus GST
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
HSBC Live+ credit card — Earn Categories
Other categories
- Food DeliveryF&B · Order In10 Cashback / ₹100
A maximum of ₹1200 cashback can be earned on Dining, Food Delivery, Grocey, Shopping, Gift Cards and Utilities per billing cycle.
- UtilitiesUtilities · Utilities10 Cashback / ₹100
A maximum of ₹1200 cashback can be earned on Dining, Food Delivery, Grocey, Shopping and Utilities per billing cycle.
Everyday rate
- Base Rewards1.5 Cashback / ₹100
3 more earning categories on this card
We track all 6 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.
Earns nothing on these
Spends in these categories carry no rewards on this card.
- Transportation & Tolls
- Wallets
- Education
- Hospitals
- Business Spends
- Jewellery
- Charity
- Gambling
- Rent
- International
- Insurance
- UPI
- Fuel
- Government
- Wholesale Clubs
- Gift Cards