Joining Fee:
Apply Now₹999 +GST
Return Percentage:1% to 2%
Credit Card Overview
A lifestyle rewards card from HSBC offering cashback and discounts on shopping, dining, and travel with simple redemption options.
Best Suited For: Dining,Grocery
HSBCFees and charges at a glance
- Annual fee
- ₹999
- Joining fee
- ₹999
- Reward rate
- 1% to 2%
- Forex markup
- 1.99%
- Interest rate
- 45% p.a.
- Add-on card
- Free
Charged every year you keep the card
Paid once when you get the card, plus GST
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
HSBC Live+ credit card — Lounge Access
Domestic lounge
2 per yearyear- 2 complimentary domestic airport lounge visits per calendar year, with 1 visit every six months
2 more lounge benefits on this card
We track all 3 of them, with the spend conditions on each. See the full list in the app.