Move reward points into partner brand wallets. We track 99 of them from 13 banks, 28 of which are lifetime free, and 51 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.
What matters most to you? 20 of 99 cards match what you picked What you can redeem for Annual fee Card network Perks included Who it suits Airport lounge access Bank
Free Annual fee
Free Joining
Rewards 1% to 5%
Forex 1.99% View details
Free Annual fee
Free Joining
Rewards 1% to 3%
Forex 0% Railway lounge International lounge Domestic lounge Travel +1 View details
Free Annual fee
₹199 Joining
Rewards 0.5% to 1%
Forex 0.99% Railway lounge Domestic lounge Dining View details
Free Annual fee
Free Joining
Rewards 1% to 3%
Forex 1.8% Travel Movies Concierge Insurance +1 View details
Free Annual fee
₹50,000 Joining
Rewards 2% to 4%
Forex 1.8% Domestic lounge International lounge Movies Concierge +3 View details
Free Annual fee
Free Joining
Rewards NA
Forex 1.99% Domestic lounge Dining Memberships Insurance View details
₹999 Annual fee
₹999 Joining
Rewards 1% to 3%
Forex 1.99% International lounge Domestic lounge Dining View details
₹999 Annual fee
₹999 Joining
Rewards NA
Forex 0.99% International lounge Domestic lounge Movies Memberships View details
₹999 Annual fee
₹999 Joining
Rewards NA
Forex 0.99% Domestic lounge International lounge Movies Memberships View details
₹4,999 Annual fee
₹4,999 Joining
Rewards 0.5% to 3%
Forex 1.49% Dining Memberships Golf Insurance +1 View details
₹4,999 Annual fee
₹4,999 Joining
Rewards 0.5% to 3%
Forex 1.49% Dining Memberships Insurance Travel View details
₹4,999 Annual fee
₹4,999 Joining
Rewards NA
Forex 0.99% Domestic lounge International lounge Dining Travel View details
₹4,999 Annual fee
₹4,999 Joining
Rewards NA
Forex 1.99% Domestic lounge International lounge Insurance View details
₹7,999 Annual fee
₹7,999 Joining
Rewards 3% to 5%
Forex 1.99% Railway lounge Domestic lounge International lounge Concierge +3 View details
₹9,999 Annual fee
₹9,999 Joining
Rewards 3% to 10%
Forex 1.99% Domestic lounge Lounge International lounge Memberships +4 View details
₹10,000 Annual fee
₹30,000 Joining
Rewards 1% to 2%
Forex 0% Domestic lounge International lounge Memberships Golf View details
₹10,000 Annual fee
₹75,000 Joining
Rewards 5% to 10%
Forex 1.8% Domestic lounge International lounge Movies Concierge +3 View details
₹25,000 Annual fee
₹1,00,000 Joining
Rewards 2% to 5%
Forex 0% Domestic lounge International lounge Movies Dining +2 View details Browse credit cards by bank Browse by how you redeem rewards 
