ICICI
Emeralde Private Metal (Amex)
- ₹12,499
- Annual fee
- ₹12,499
- Joining
- Rewards
- 0.25% to 1%
- Forex
- 2%
- Domestic lounge
- International lounge
- Movies
- Concierge
- +4
Cards that return plain cash rather than points. We track 268 of them from 32 banks, 55 of which are lifetime free, and 113 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.