Restaurant discounts, and rewards on Swiggy and Zomato. We track 223 of them from 19 banks, 46 of which are lifetime free, and 140 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.

What matters most to you?

  • AUVisa

    Ixigo

    Free
    Annual fee
    Free
    Joining
    Rewards
    1% to 3%
    Forex
    0%
    • Railway lounge
    • International lounge
    • Domestic lounge
    • Lounge
    • +3
    View details
  • IndusIndMastercard

    Pioneer Legacy

    Free
    Annual fee
    ₹50,000
    Joining
    Rewards
    2% to 4%
    Forex
    1.8%
    • Domestic lounge
    • International lounge
    • Movies
    • Concierge
    • +3
    View details
  • IndusIndAmerican Express

    Celesta

    ₹5,000
    Annual fee
    ₹25,000
    Joining
    Rewards
    2% to 4%
    Forex
    3.5%
    • Domestic lounge
    • International lounge
    • Movies
    • Dining
    • +3
    View details
  • IndusIndVisa

    Indulge

    ₹10,000
    Annual fee
    ₹75,000
    Joining
    Rewards
    5% to 10%
    Forex
    1.8%
    • Domestic lounge
    • International lounge
    • Movies
    • Concierge
    • +3
    View details
  • IndusIndMastercard

    Pioneer Heritage

    ₹25,000
    Annual fee
    ₹1,00,000
    Joining
    Rewards
    2% to 5%
    Forex
    0%
    • Domestic lounge
    • International lounge
    • Lounge
    • Lounge
    • +4
    View details
  • HSBCVisa

    Taj

    ₹1,10,000
    Annual fee
    ₹1,10,000
    Joining
    Rewards
    3% to 5%
    Forex
    3.5%
    • International lounge
    • Lounge
    • Travel
    • Concierge
    • +3
    View details