Joining Fee:
₹110000 +GST
Return Percentage:3% to 5%
Credit Card Overview
A co-branded Taj card offering privileges at Taj Hotels, including complimentary stays, dining benefits, and milestone rewards for luxury travelers.
Best Suited For: Hotel Transfer, Experience
HSBC
Fees and charges at a glance
- Annual fee
- ₹1,10,000
- Joining fee
- ₹1,10,000
- Reward rate
- 3% to 5%
- Forex markup
- 3.5%
- Interest rate
- 45% p.a.
- Add-on card
- Free
Charged every year you keep the card
Paid once when you get the card, plus GST
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
HSBC Taj credit card — Earn Categories
Everyday rate
- Base Rewards1.5 Reward Points (reward points) / ₹100
1 more earning category on this card
We track all 2 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.
Earns nothing on these
Spends in these categories carry no rewards on this card.
- Jewellery
- UPI