HSBC Taj credit card credit card
Joining Fee:

₹110000 +GST

Return Percentage:

3% to 5%

Credit Card Overview

A co-branded Taj card offering privileges at Taj Hotels, including complimentary stays, dining benefits, and milestone rewards for luxury travelers.

Best Suited For: Hotel Transfer, Experience

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Fees and charges at a glance

Annual fee
₹1,10,000

Charged every year you keep the card

Joining fee
₹1,10,000

Paid once when you get the card, plus GST

Reward rate
3% to 5%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

HSBC Taj credit card — Milestones

  1. Renewal benefitRepeats every year

    No spend needed — in a year

    Taj Epicure Membership.NeuPass Taj InnerCircle Platinum Tier membership.Get two nights breakfast-inclusive stays at hotels across India and a one-night stay at Taj Palaces, Also get a voucher for an extra one-night stay at Taj Palaces with every new or renewed card.Offer valid until 31 March 2026

  2. Welcome benefit

    No spend needed — in a year

    Taj Epicure Membership.NeuPass Taj InnerCircle Platinum Tier membership.Get two nights breakfast-inclusive stays at hotels across India and a one-night stay at Taj Palaces, Also get a voucher for an extra one-night stay at Taj Palaces with every new or renewed card.Offer valid until 31 March 2026