Air accident, travel and purchase protection built in. We track 219 of them from 24 banks, 60 of which are lifetime free, and 160 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.

What matters most to you?

  • Union BankRuPay

    Divaa

    ₹499
    Annual fee
    Free
    Joining
    Rewards
    NA
    Forex
    3%
    • Domestic lounge
    • International lounge
    • Shopping
    • Movies
    • +2
    View details
  • ICICIRuPay

    Coral (Rupay)

    ₹500
    Annual fee
    ₹500
    Joining
    Rewards
    0.25% to 0.5%
    Forex
    3.5%
    • Domestic lounge
    • Railway lounge
    • Insurance
    • Movies
    • +1
    View details
  • PNBRuPay

    Bliss

    ₹510
    Annual fee
    Free
    Joining
    Rewards
    NA
    Forex
    3.5%
    • Domestic lounge
    • International lounge
    • Movies
    • Concierge
    • +4
    View details
  • Bank Of IndiaRuPay

    Rupay Select

    ₹800
    Annual fee
    Free
    Joining
    Rewards
    NA
    Forex
    3.5%
    • Domestic lounge
    • Memberships
    • Dining
    • Movies
    • +2
    View details
  • ICICIRuPay

    Rubyx (Rupay)

    ₹2,000
    Annual fee
    ₹3,000
    Joining
    Rewards
    0.5% to 1%
    Forex
    3.5%
    • Railway lounge
    • Domestic lounge
    • Movies
    • Concierge
    • +3
    View details