Joining Fee:
Apply Now₹6500 +GST
Return Percentage:NA
Credit Card Overview
A Sapphiro Rupay variant delivering luxury lifestyle perks, travel rewards, milestone benefits, and concierge privileges.
Best Suited For:
ICICI
Fees and charges at a glance
- Annual fee
- ₹3,500
- Joining fee
- ₹6,500
- Forex markup
- 3.5%
- Interest rate
- 45% p.a.
- Add-on card
- ₹199
Charged every year you keep the card
Paid once when you get the card, plus GST
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
ICICI Sapphiro (Rupay) credit card — Earn Categories
Where you earn more
- Hotels via iShopTravel · Hotel24 reward points / ₹100
A maximum of 15,000 Accelerated Reward Points can be earned per calendar month and 8,000 Accelerated Reward Points can be earned per day.
- Vouchers via iShopShopping · Vouchers12 reward points / ₹100
A maximum of 15,000 Accelerated Reward Points can be earned per calendar month and 8,000 Accelerated Reward Points can be earned per day.
Everyday rate
- Base Rewards2 Reward Points (reward points) / ₹100
8 more earning categories on this card
We track all 11 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.
Earns nothing on these
Spends in these categories carry no rewards on this card.
- Rent
- UPI
- Fuel
- Skill Based Gaming