ICICI Sapphiro (Rupay) credit card credit card
Joining Fee:

₹6500 +GST

Return Percentage:

Apply Now

Credit Card Overview

A Sapphiro Rupay variant delivering luxury lifestyle perks, travel rewards, milestone benefits, and concierge privileges.

Best Suited For:

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Fees and charges at a glance

Annual fee
₹3,500

Charged every year you keep the card

Joining fee
₹6,500

Paid once when you get the card, plus GST

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
₹199

An extra card for family

ICICI Sapphiro (Rupay) credit card — Milestones

  1. Welcome benefit

    No spend needed — in a year

    Choose from the following vouchers: Tata CliQ for ₹3,000, Croma for ₹1,500, EaseMyTrip for ₹4,000, Uber for ₹1,000, or Da Milano for ₹5,000.

  2. Spend reward

    Spend ₹4,00,000 in a year

    4,000 RPs.

  3. Spend reward

    Spend ₹5,00,000 in a year

    2,000 RPs.

  4. Annual fee waivedRepeats every year

    Spend ₹6,00,000 in a year

    The renewal fee will be waived and Get 2000 RPs

  5. Spend reward

    Spend ₹7,00,000 in a year

    2,000 RPs.

  6. Spend reward

    Spend ₹8,00,000 in a year

    2,000 RPs.

  7. Spend reward

    Spend ₹9,00,000 in a year

    2,000 RPs.

  8. Spend reward

    Spend ₹10,00,000 in a year

    2,000 RPs.

  9. Spend reward

    Spend ₹11,00,000 in a year

    2,000 RPs.

  10. Spend reward

    Spend ₹12,00,000 in a year

    2,000 RPs.