Air accident, travel and purchase protection built in. We track 219 of them from 24 banks, 60 of which are lifetime free, and 160 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.

What matters most to you?

  • IDFCVisa

    Classic

    Free
    Annual fee
    Free
    Joining
    Rewards
    0.5% to 1.5%
    Forex
    3.5%
    • Railway lounge
    • Dining
    • Movies
    • Shopping
    • +2
    View details
  • IDFCVisa

    LIC Classic

    Free
    Annual fee
    Free
    Joining
    Rewards
    1% to 2%
    Forex
    3.5%
    • Domestic lounge
    • Railway lounge
    • Dining
    • Insurance
    • +3
    View details
  • IDFCVisa

    LIC Select

    Free
    Annual fee
    Free
    Joining
    Rewards
    1% to 2%
    Forex
    3.5%
    • Domestic lounge
    • Railway lounge
    • Insurance
    • Memberships
    • +2
    View details
  • IDFCRuPay

    Power

    ₹199
    Annual fee
    ₹199
    Joining
    Rewards
    1% to 2%
    Forex
    3.5%
    • Shopping
    • Insurance
    • Travel
    • Dining
    View details
  • Union BankRuPay

    Divaa

    ₹499
    Annual fee
    Free
    Joining
    Rewards
    NA
    Forex
    3%
    • Domestic lounge
    • International lounge
    • Shopping
    • Movies
    • +2
    View details
  • PNBRuPay

    Bliss

    ₹510
    Annual fee
    Free
    Joining
    Rewards
    NA
    Forex
    3.5%
    • Domestic lounge
    • International lounge
    • Movies
    • Concierge
    • +4
    View details
  • AxisVisa

    Select

    ₹3,000
    Annual fee
    ₹3,000
    Joining
    Rewards
    1% to 3%
    Forex
    3.5%
    • International lounge
    • Domestic lounge
    • Shopping
    • Concierge
    • +5
    View details
  • AUVisa

    Zenith⁺

    ₹4,999
    Annual fee
    ₹4,999
    Joining
    Rewards
    3% to 6%
    Forex
    0.99%
    • Domestic lounge
    • International lounge
    • Movies
    • Concierge
    • +4
    View details
  • ICICIMastercard

    Emeralde

    ₹12,000
    Annual fee
    ₹12,000
    Joining
    Rewards
    0.25% to 1%
    Forex
    2%
    • International lounge
    • Domestic lounge
    • Lounge
    • Movies
    • +5
    View details