IDFC LIC Classic credit card credit card
Joining Fee:

FREE

Return Percentage:

1% to 2%

Apply Now

Credit Card Overview

A co-branded LIC Classic card providing rewards on LIC premium payments, lifestyle benefits, and simple redemption options.

Best Suited For: Cashback

IDFC logoIDFCVisa

Fees and charges at a glance

Annual fee
Free

Nothing to pay each year

Joining fee
Free

No cost to get the card

Reward rate
1% to 2%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
46.2% p.a.

Only if you don't pay the full bill

Add-on card
₹499

An extra card for family

IDFC LIC Classic credit card — Earn Categories

Where you earn more

  • LICInsurance · Insurance6 reward points / ₹125

Other categories

  • GovernmentGovernment · Government1 reward points / ₹125

Everyday rate

  • Base Rewards1 Reward Points (reward points) / ₹125

3 more earning categories on this card

We track all 6 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.

Open in the app

Earns nothing on these

Spends in these categories carry no rewards on this card.

  • Insurance
  • EMI
  • Rent
  • Fuel