IDFC LIC Classic credit card credit card
Joining Fee:

FREE

Return Percentage:

1% to 2%

Apply Now

Credit Card Overview

A co-branded LIC Classic card providing rewards on LIC premium payments, lifestyle benefits, and simple redemption options.

Best Suited For: Cashback

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Fees and charges at a glance

Annual fee
Free

Nothing to pay each year

Joining fee
Free

No cost to get the card

Reward rate
1% to 2%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
46.2% p.a.

Only if you don't pay the full bill

Add-on card
₹499

An extra card for family

IDFC LIC Classic credit card — Lounge Access

Domestic lounge

1 per quarterquarter
  • Minimum monthly spends of ₹20,000.

1 more lounge benefit on this card

We track all 2 of them, with the spend conditions on each. See the full list in the app.

Open in the app