IDFC LIC Classic credit card credit card
Joining Fee:

FREE

Return Percentage:

1% to 2%

Apply Now

Credit Card Overview

A co-branded LIC Classic card providing rewards on LIC premium payments, lifestyle benefits, and simple redemption options.

Best Suited For: Cashback

IDFC logoIDFC

Fees and charges at a glance

Annual fee
Free

Nothing to pay each year

Joining fee
Free

No cost to get the card

Reward rate
1% to 2%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
46.2% p.a.

Only if you don't pay the full bill

Add-on card
₹499

An extra card for family

IDFC LIC Classic credit card — Benefits and Offers

Dining & food delivery

  • Dining

    Up to 15% discount on dining across 300+ cities.

    Ongoing
    How to use this
    1. To avail this benefit, log in to the dining partner’s app or website using your registered account. Browse the available dining and order-in offers, select your favorite meals or restaurants, and apply the benefit at checkout to enjoy exclusive dining privileges. Complete the payment using your IDFC LIC Classic credit card to unlock the offer.

Insurance cover

  • Insurance

    This card offers roadside assistance of Rs 1,399.

    Ongoing
    How to use this
    1. To claim this insurance, report the incident to IDFC FIRST Bank Customer Care at 1800 10 888 or email banker@idfcfirstbank.com

6 more benefits on this card

We track all 8 of them, with the terms and how to claim each one. See the full list in the app.

Open in the app