Above ₹5,000 a year, for people who use the benefits. We track 50 of them from 17 banks, and 50 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.

What matters most to you?

  • HDFCDiners Club

    Diners Club Black

    ₹10,000
    Annual fee
    ₹10,000
    Joining
    Rewards
    3% to 10%
    Forex
    2%
    • International lounge
    • Domestic lounge
    • Memberships
    • Movies
    • +5
    View details
  • HDFCVisa

    Biz Black Metal

    ₹10,000
    Annual fee
    ₹10,000
    Joining
    Rewards
    2% to 5%
    Forex
    2%
    • Domestic lounge
    • International lounge
    • Concierge
    • Dining
    • +3
    View details
  • HDFCVisa

    Infinia Plastic

    ₹10,000
    Annual fee
    ₹10,000
    Joining
    Rewards
    3% to 33%
    Forex
    2%
    • Domestic lounge
    • International lounge
    • Dining
    • Travel
    • +4
    View details
  • HDFCDiners Club

    H.O.G Diners Club

    ₹10,000
    Annual fee
    ₹10,000
    Joining
    Rewards
    1.5% to 3%
    Forex
    2%
    • Domestic lounge
    • International lounge
    • Memberships
    • Concierge
    • +1
    View details
  • HDFCVisa

    Infinia Metal

    ₹12,500
    Annual fee
    ₹12,500
    Joining
    Rewards
    3% to 33%
    Forex
    2%
    • Domestic lounge
    • International lounge
    • Dining
    • Travel
    • +4
    View details