Above ₹5,000 a year, for people who use the benefits. We track 50 of them from 17 banks, and 50 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.

What matters most to you?

  • PNBRuPay

    Luxura

    ₹7,500
    Annual fee
    ₹9,000
    Joining
    Rewards
    NA
    Forex
    2.5%
    • Domestic lounge
    • International lounge
    • Concierge
    • Golf
    • +4
    View details
  • Union BankRuPay

    Nexteria (Ekka)

    ₹12,499
    Annual fee
    ₹12,499
    Joining
    Rewards
    NA
    Forex
    3%
    • Domestic lounge
    • International lounge
    • Dining
    • Travel
    • +4
    View details
  • AxisRuPay

    Magnus (Rupay)

    ₹12,500
    Annual fee
    ₹12,500
    Joining
    Rewards
    NA
    Forex
    2%
    • International lounge
    • Domestic lounge
    • Guest lounge
    • Dining
    View details