Joining Fee:
₹9000 +GST
Return Percentage:NA
Credit Card Overview
PU Luxura is a premium lifestyle credit card designed for users who want elevated rewards on everyday spends along with strong travel and dining privileges. It offers milestone benefits, complimentary lounge access, and premium customer support, making it a solid choice for those seeking an upscale yet practical card experience.
Best Suited For:
PNB
Fees and charges at a glance
- Annual fee
- ₹7,500
- Joining fee
- ₹9,000
- Forex markup
- 2.5%
Charged every year you keep the card
Paid once when you get the card, plus GST
Extra charge on foreign spends
PNB Luxura credit card — Earn Categories
Everyday rate
- Base Rewards4 Reward Points (reward points) / ₹100
2 more earning categories on this card
We track all 3 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.
Earns nothing on these
Spends in these categories carry no rewards on this card.
- Fuel