PNB Luxura credit card credit card
Joining Fee:

₹9000 +GST

Return Percentage:

Credit Card Overview

PU Luxura is a premium lifestyle credit card designed for users who want elevated rewards on everyday spends along with strong travel and dining privileges. It offers milestone benefits, complimentary lounge access, and premium customer support, making it a solid choice for those seeking an upscale yet practical card experience.

Best Suited For:

PNB logoPNB

Fees and charges at a glance

Annual fee
₹7,500

Charged every year you keep the card

Joining fee
₹9,000

Paid once when you get the card, plus GST

Forex markup
2.5%

Extra charge on foreign spends

PNB Luxura credit card — Milestones

  1. Welcome benefit

    Spend ₹50,000 in a year

    20,000 rewards point

  2. Joining fee waived

    Spend ₹2,50,000 in a year

    The joining fee will be waived.

  3. Annual fee waivedRepeats every year

    Spend ₹8,00,000 in a year

    The renewal fee will be waived.