Redeem points against a product catalogue. We track 366 of them from 27 banks, 67 of which are lifetime free, and 204 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.

What matters most to you?

  • BOBVisa

    Eterna

    ₹2,499
    Annual fee
    ₹2,499
    Joining
    Rewards
    3% to 6%
    Forex
    2%
    • Domestic lounge
    • Dining
    • Movies
    • Insurance
    View details
  • HDFCVisa

    Regalia Gold

    ₹2,500
    Annual fee
    ₹2,500
    Joining
    Rewards
    1% to 2.5%
    Forex
    2%
    • Domestic lounge
    • Lounge
    • International lounge
    • Lounge
    • +3
    View details
  • HDFCVisa

    Biz Power

    ₹2,500
    Annual fee
    ₹2,500
    Joining
    Rewards
    1% to 2%
    Forex
    2%
    • Domestic lounge
    • International lounge
    • Lounge
    • Lounge
    • +3
    View details
  • AxisMastercard

    Horizon

    ₹3,000
    Annual fee
    ₹3,000
    Joining
    Rewards
    1% to 2%
    Forex
    3.5%
    • International lounge
    • Domestic lounge
    • Lounge
    • Dining
    • +1
    View details
  • HSBCMastercard

    TravelOne

    ₹4,999
    Annual fee
    ₹4,999
    Joining
    Rewards
    3% to 5%
    Forex
    3.5%
    • International lounge
    • Domestic lounge
    • Lounge
    • Lounge
    • +5
    View details
  • Standard CharteredVisa

    Ultimate

    ₹5,000
    Annual fee
    ₹5,000
    Joining
    Rewards
    3% to 5%
    Forex
    2%
    • Domestic lounge
    • International lounge
    • Lounge
    • Lounge
    • +3
    View details