HDFC Biz Power credit card credit card
Joining Fee:

₹2500 +GST

Return Percentage:

1% to 2%

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Credit Card Overview

A versatile business card that provides value on travel, dining, and corporate spends, with milestone benefits and flexible redemption for entrepreneurs.

Best Suited For: Cashback

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Fees and charges at a glance

Annual fee
₹2,500

Charged every year you keep the card

Joining fee
₹2,500

Paid once when you get the card, plus GST

Reward rate
1% to 2%

Depends where you spend

Forex markup
2%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

HDFC Biz Power credit card — Earn Categories

Where you earn more

  • Jockey via SmartBuy50 reward points / ₹200

    A maximum of 2,000 accelerated RPs can be earned per day and 4,000 accelerated RPs can be earned per calendar month. · Minimum ₹200 per transaction

  • IGP via SmartBuy50 reward points / ₹200

    A maximum of 2,000 accelerated RPs can be earned per day and 4,000 accelerated RPs can be earned per calendar month. · Minimum ₹200 per transaction

Everyday rate

  • Base Rewards5 Reward Points (reward points) / ₹200

    Minimum ₹200 per transaction

22 more earning categories on this card

We track all 25 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.

Open in the app

Earns nothing on these

Spends in these categories carry no rewards on this card.

  • UPI
  • Wallets
  • Fuel
  • Rent
  • Education