HDFC Biz Power credit card credit card
Joining Fee:

₹2500 +GST

Return Percentage:

1% to 2%

Apply Now

Credit Card Overview

A versatile business card that provides value on travel, dining, and corporate spends, with milestone benefits and flexible redemption for entrepreneurs.

Best Suited For: Cashback

HDFC logoHDFC

Fees and charges at a glance

Annual fee
₹2,500

Charged every year you keep the card

Joining fee
₹2,500

Paid once when you get the card, plus GST

Reward rate
1% to 2%

Depends where you spend

Forex markup
2%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

HDFC Biz Power credit card — Benefits and Offers

Dining & food delivery

  • Dining

    20% Discount

    Ongoing
    • Up to 20% discount on partner restaurants via Dineout when using your HDFC Bank Credit Card.
    How to use this
    1. To avail this benefit, log in to the Swiggy or Dineout app or website with your registered account. Explore the dining and order-in offers, choose your preferred meals or restaurants, and apply the offer during checkout. Pay using your HDFC Biz Power credit card to enjoy exclusive savings on your dining bills.

Insurance cover

  • Insurance

    Insurance

    Ongoing
    • Fire and burglary insurance for shops up to ₹5 lakh.
    • Cash in safe/transit cover up to ₹25,000.
    • Electronic equipment insurance (excluding terrorism) up to ₹50,000.
    • Hospital cash (accident-only) payable per day up to ₹1,000.
    • Hospital cash (illness-only) payable per day up to ₹1,000.
    How to use this
    1. Avail Insurance package starting at an annual premium of Rs.3,785 which includes the above.

2 more benefits on this card

We track all 4 of them, with the terms and how to claim each one. See the full list in the app.

Open in the app