RuPay cards you can link to UPI and pay by QR. We track 155 of them from 34 banks, 55 of which are lifetime free, and 62 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.

What matters most to you?

  • Bandhan BankRuPay

    Flare

    ₹2,499
    Annual fee
    ₹2,499
    Joining
    Rewards
    NA
    Forex
    1.99%
    • Domestic lounge
    • International lounge
    • Movies
    • Dining
    • +1
    View details
  • SBIRuPay

    Elite (Rupay)

    ₹4,999
    Annual fee
    ₹4,999
    Joining
    Rewards
    NA
    Forex
    1.99%
    • Domestic lounge
    • International lounge
    • Movies
    • Concierge
    • +1
    View details