Joining Fee:
₹499 +GST
Return Percentage:1% to 10%
Credit Card Overview
A RuPay Cashback card from HSBC providing flat cashback on digital transactions, utilities, and shopping, tailored for value seekers.
Best Suited For: Cashback
HSBC
Fees and charges at a glance
- Annual fee
- ₹499
- Joining fee
- ₹499
- Reward rate
- 1% to 10%
- Forex markup
- 0%
- Interest rate
- 45% p.a.
Charged every year you keep the card
Paid once when you get the card, plus GST
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
HSBC Cashback (Rupay) credit card — Earn Categories
Other categories
- Grocery10 Cashback / ₹100
A maximum of ₹400 cashback can be earned on dining, food delivery, grocery purchases and other categories.
- Food Delivery10 Cashback / ₹100
A maximum of ₹400 cashback can be earned on dining, food delivery, grocery purchases and other categories.
Everyday rate
- Base Rewards1 Cashback / ₹100
1 more earning category on this card
We track all 4 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.
Earns nothing on these
Spends in these categories carry no rewards on this card.
- Government
- Insurance
- Jewellery
- Gambling
- Charity and Donation
- Utilities
- Transportation & Tolls
- Business to Business
- Wholesale Clubs
- Wallets
- Fuel
- Rent
- Education