HSBC Cashback (Rupay) credit card credit card
Joining Fee:

₹499 +GST

Return Percentage:

1% to 10%

Credit Card Overview

A RuPay Cashback card from HSBC providing flat cashback on digital transactions, utilities, and shopping, tailored for value seekers.

Best Suited For: Cashback

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Fees and charges at a glance

Annual fee
₹499

Charged every year you keep the card

Joining fee
₹499

Paid once when you get the card, plus GST

Reward rate
1% to 10%

Depends where you spend

Forex markup
0%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

HSBC Cashback (Rupay) credit card — Milestones

  1. Welcome benefit

    No spend needed — in a year

    Get an ₹250 Amazon eGift Voucher and EazyDiner Prime Membership for two months.

  2. Welcome benefit

    Spend ₹10,000 within 30 days

    Get INR 500 cashback when you download and log on to the HSBC India Mobile Banking app

  3. Annual fee waivedRepeats every year

    Spend ₹2,00,000 in a year

    The renewal fee will be waived.