RuPay cards you can link to UPI and pay by QR. We track 155 of them from 34 banks, 55 of which are lifetime free, and 62 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.

What matters most to you?

  • IDFCRuPay

    Power

    ₹199
    Annual fee
    ₹199
    Joining
    Rewards
    1% to 2%
    Forex
    3.5%
    • Shopping
    • Insurance
    • Travel
    • Dining
    View details
  • Union BankRuPay

    Divaa

    ₹499
    Annual fee
    Free
    Joining
    Rewards
    NA
    Forex
    3%
    • Domestic lounge
    • International lounge
    • Shopping
    • Movies
    • +2
    View details
  • PNBRuPay

    Bliss

    ₹510
    Annual fee
    Free
    Joining
    Rewards
    NA
    Forex
    3.5%
    • Domestic lounge
    • International lounge
    • Movies
    • Concierge
    • +4
    View details